J. Steven Cruz

6/27/2018 - 3 min read

The challenges of craft-style microdistilleries for commercial underwriters

The proliferation of craft-style microdistilleries has generated a new set of loss exposures in the alcohol service industry.

2/13/2018 - 2 min read

Which picture shows the worst electrical risk? You make the call!

Insurers rely on data and analytics to help them mitigate risk, project future losses, and set premiums. Much of that information is delivered automatically, and insurers use intelligent software to process it. However, there’s a drawback to artificial intelligence (AI): it’s weak on making judgment calls in certain instances.

8/28/2017 - 2 min read

Hurricane preparation for underwriters

8/21/2017 - 3 min read

How safe is that hotel room from CO risk?

8/15/2017 - 4 min read

Implementing the right workplace safety incentive program

7/31/2017 - 4 min read

Escaping ‘escape room’ risk

6/23/2017 - 6 min read

Move over MacDonald: The new face of farming is changing underwriting

From Sarasota to Sausalito, America’s predominantly small, family-owned-and-operated farms are combining agriculture with tourism in their quest to make ends meet.

5/24/2017 - 5 min read

A day in the life of a property inspector